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MSMEmoney

Recognized

DPIIT · Govt. of India

01 — The MSMEmoney doctrine

India’s trusted partnerfor MSME subsidies,debt recovery & project funding.

We help Micro, Small & Medium Enterprises unlock government incentives, recover what they’re owed, and fund what they’re building — end-to-end, paperwork to disbursement.

What we do
Scroll · chapters 02 — 09
01
₹0 Cr+

Subsidies & grants sanctioned

02
0+

MSME cases handled

03
0+ yrs

Policy & arbitration expertise

04
DPIIT

Recognized · Govt. of India

02 — What we do

Three practices. One outcome — money in your account.

1

Central + state incentives, end-to-end.

Government Subsidies & Grants

We help MSMEs and larger industrial units identify and secure central and state government incentives — capital subsidies, SGST reimbursement, stamp duty and electricity duty exemptions, employment generation subsidies — under policies like Make in Haryana Industrial Policy, PADMA (Cluster Infrastructure Development Scheme), and the Atmanirbhar Textile Policy.

  • Eligibility & scheme mapping
  • DPR / concept note preparation
  • Application filing & follow-ups
  • Sanction to disbursement tracking
Start with this
2

MSEFC filings under the MSMED Act, 2006.

MSME Arbitration & Bad-Debt Recovery

Delayed payments are one of the biggest threats to MSME survival. We represent clients before the Micro and Small Enterprise Facilitation Council (MSEFC) under the MSMED Act, 2006, and assist with filings through the MSME Samadhaan portal — helping businesses recover what they're legally owed, faster and without prolonged litigation.

  • MSEFC representation
  • MSME Samadhaan filings
  • Statutory interest computation
  • Settlement & award enforcement
Start with this
3

DPRs, term loans and policy-linked funding.

Project Funding

We help businesses structure funding for new and expansion projects — from detailed project reports (DPRs) to identifying the right mix of term loans, government-linked schemes (MSME / PMEGP / CGTMSE routes), and policy-linked incentives that improve project viability.

  • Detailed Project Reports
  • PMEGP · CGTMSE structuring
  • Bank & NBFC term-loan syndication
  • Policy incentive stacking
Start with this
DPIIT Recognized Startup✦Advocates In-House✦MSMED Act Arbitration✦Make in Haryana Policy✦PADMA Cluster Scheme✦Atmanirbhar Textile Policy✦PMEGP · CGTMSE✦DPIIT Recognized Startup✦Advocates In-House✦MSMED Act Arbitration✦Make in Haryana Policy✦PADMA Cluster Scheme✦Atmanirbhar Textile Policy✦PMEGP · CGTMSE✦
Trusted by promoters & developers
Mansarovar Industrial Park, Panipat✦Acres By Aura, Panipat✦Avani Infratech, New Delhi✦Seagull Buildwell, Sonipat✦NPL Buildcon, New Delhi✦Kuber Paper Pack, Sonipat✦Paliwal Group, Panipat✦Mansarovar Industrial Park, Panipat✦Acres By Aura, Panipat✦Avani Infratech, New Delhi✦Seagull Buildwell, Sonipat✦NPL Buildcon, New Delhi✦Kuber Paper Pack, Sonipat✦Paliwal Group, Panipat✦

05 — Ledger · Real outcomes

The numbers we have actually moved for our clients.

Earth Industrial Park — Industrial Real Estate Development
Case 01 · Panipat, Haryana

Industrial Real Estate Development

Earth Industrial Park

Structured and filed the client's application under the PADMA Policy (Government of Haryana) for cluster infrastructure development incentives.

Result

₹35 Crsanctioned · ₹12.5 Cr disbursed · balance in progress
Gayatri Overseas — Textile Manufacturing
Case 02 · Panipat, Haryana

Textile Manufacturing

Gayatri Overseas

Assisted the client in setting up a new Effluent Treatment Plant (ETP) and structured their subsidy application under the Atmanirbhar Textile Policy.

Result

₹70 Lsubsidy secured for water treatment infrastructure
GM Foods Pvt. Ltd. — Food Processing · Spices · RTC / RTE
Case 03 · Sonipat, Haryana

Food Processing · Spices · RTC / RTE

GM Foods Pvt. Ltd.

Structured and filed the client's grant application for their manufacturing facility.

Result

₹1.25 Crgrant received · ₹2.5 Cr total sanction

Every case is different — the numbers reflect the outcome, not a guarantee. Talk to us about what’s possible for your business.

Discuss my case

06 — Manifesto · Why MSMEmoney

Advisors write reports. We move money.

In-house legal, not just consultants

Our team includes practicing advocates specializing in MSMED Act arbitration and industrial-policy litigation. We don't outsource the hard part — we argue it.

On-ground Haryana industrial-policy expertise

Make in Haryana, PADMA, Atmanirbhar Textile Policy — we have filed, defended, and disbursed under each of them. We know the desks, the deadlines, and the deltas.

End-to-end, paperwork to disbursement

Eligibility assessment, DPR preparation, application filing, department follow-ups, sanction, and money-in-the-bank. One accountable partner, one line of sight.

DPIIT-recognized, government-facing credibility

As a startup recognized by the Government of India's DPIIT, we operate with the same institutional posture and paper-trail rigour that departments expect.

07 — Voices from the field

What the shop-floor and the boardroom tell us.

“The clarity MSMEmoney brought to our subsidy filing was unlike anything we had experienced with other consultants. They handled the department follow-ups end-to-end — sanction was in our account in months, not years.”

Mr. Rajesh Relhan

Managing Director · Earth Industrial Park, Panipat

₹12.5 Cr disbursed
“We were staring at a ₹1.4 Cr delayed payment that could have killed our working capital. Their MSEFC filing was airtight and the counterparty settled before the first hearing itself.”

Founder

Textile manufacturer, Panipat

Full recovery + interest
“From DPR to disbursement, they treated our project like it was their own factory. Rare to find advisors who understand both policy language and a promoter's balance sheet.”

Director

Food processing unit, Sonipat

₹1.25 Cr grant received

08 — About · Team

A venture of Sera One — policy, law, and money in one room.

MSMEmoney.ai is a DPIIT-recognized startup incubated by Sera One Pvt. Ltd., a policy and legal consulting firm serving industry across northern India. Our team includes practicing advocates with deep expertise in the MSMED Act, 2006 and state industrial-policy frameworks.

We work primarily with promoters in Haryana — Panipat, Sonipat, Gurugram, Faridabad — and are now expanding pan-India as more MSMEs look for one accountable partner who can carry a case from application to disbursement, and from delayed payment to recovery.

Parent

Sera One Pvt. Ltd.

Policy & Legal Consulting

Recognized by

DPIIT, Govt. of India

Paras Devgun

Advocate · Founding Partner

MSMED Act · Arbitration

Manjul Kukreja

Advocate · Co-founder

Policy & Litigation

Jayseeka Virdi

Head of People

HR & Operations

Mohit

Client Success

Sanction & Disbursement

Vishal Kaushik

Analyst · Project Funding

DPR · Structuring

Ritik Jangra

Associate · Subsidies

Filings & DPR

09 — Get started

Tell us what you're building — or what's owed to you.

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